How We Work
Our objective is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation.
We understand the challenges families face today.
From managing debt to saving for college to retirement, these personal finance challenges can be overwhelming. Our commitment is to utilize all of our resources to help you pursue your goals.
We believe in thinking “out of the box” and we are not afraid to challenge conventional wisdom in our approach to investing and preserving wealth. All of our energy, commitment, and efforts are focused on you, the client, and your satisfaction.
Investments
Stocks, Bonds, Mutual Funds, ETF’s
Educational Savings Accounts
Individual and Joint Accounts
Individual Retirement Accounts (Traditional and Roth)
Self-employed Retirement Accounts (SEP and SIMPLE)
Variable Annuity
Financial Planning
Retirement Planning
Goal Planning
401(k)/403(b) Planning
College Plans
Insurance
Disability Income Insurance
Life Insurance
Long-Term-Care Insurance
Fixed Annuities
Planning and Consulting
We will customize a plan to meet your needs whether it’s a single goal or a comprehensive evaluation of your current and future financial state. We gather information through in-depth personal interviews and questionnaires.
Information gathered includes your current financial status, future goals and attitude towards risk. We carefully review the information you supply and prepare a report. Implementation of any recommendation is entirely at your discretion. Many of our clients work with us for a fee, based on an annual percentage of assets managed. However, we also consult on an hourly basis. All fees are fully disclosed before we begin.